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Rates from 5.98% APRLending Club is a peer-to-peer loan marketplace where people who need to borrow money are matched up with investors. You can check to see if you’re approved and your rate without harming your credit score.After applying for Lending Club, peer investors will see your profile in the marketplace and hopefully fund your loan.After all, there are other larger expenses that come after marriage including moving, buying a home or starting a family that you could spend that money on instead. Other than your credit score, Earnest will look at your income, education, earning potential and other factors to decide if you’re eligible for the loan.Still, if you decide financing is right for you, here are a few personal loans that provide funds for engagement rings: Rates from 5.49% to 18.24% APREarnest has the lowest interest rate of the loans on our list and no origination fee. There’s no origination fee and no prepayment penalty.Once your loan is funded by investors and your application documents check out, you’ll get the money wired to your account.To get the very best rates through Lending Club you’ll need an excellent credit history, low debt-to-income ratio and a high credit score among other factors.You can qualify for a loan with average credit and there are no prepayment fees, but your origination fee can be expensive, depending on your Prosper Rating.Prosper is not available in Vermont, Connecticut, Iowa, North Dakota, Maine, New York and Pennsylvania. Instead, it’s a site that manages loans between people who know each other.
The loan application process is online and only takes a few minutes to complete and you can check your interest rate without hurting your credit.
Prosper is a peer-to-peer lending platform that offers a quick and convenient way to get personal loans with fixed and low interest rates.
The interest rate you receive is determined by their own proprietary “Prosper Rating”.
To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners.
While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products."Advertiser Disclosure Wednesday, November 8, 2017Editorial Note: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities prior to publication. Gordon is a freelance writer, Certified Financial Education Instructor, and founder of Tay Talks Money, a money management blog that helps millennials, free-spirits, and creatives master their money.