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If you’re a medical student, you have the highest limits.
You may borrow up to ,500 annually and 4,000 in total.
PLUS loans, originally called Parent Loans for Undergraduate Students, were created so parents could help fund their children’s educations.
Now, parents may take out Parent PLUS loans and graduate students may use Grad PLUS loans.
Stafford Loans are more common than Perkins Loans, the other type of federal student loans.
Money for these loans comes directly from the federal government in a program called the Federal Direct Student Loan Program (FDSLP).
In total, your undergraduate and graduate Stafford Loans cannot exceed 8,500.Student loans come in many shapes and sizes, and the regulations for them can be different as well.There are several types for which you may be eligible.Private student loans have some conditions and terms — very good credit or a co-signer needed – that make them difficult.The interest rates usually are higher than those on federal loans and there are some involved that aren’t part of federal loans.