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A typical approved borrower (or co-signer) has a 748 credit score.
Sallie Mae did not indicate the typical income or debt-to-income ratio of its borrowers.
Huffington Post Reader Question Dear Steve, I went to the University of New Haven in 05 to 09. My father (who was unable to cosign) made "too much" for me to qualify for federal loans.
So thru school I took out 130,000 in private loans thru Sallie Mae.
Your interest rate will be 1% lower than with the deferred repayment option.
Sallie Mae offers multiple deferment and forbearance options for borrowers struggling to make payments.
The company was originally founded in 1973 as a federally guaranteed student loan program, but in 2014 it split into two powerhouse student loan entities: Sallie Mae Bank, a consumer banking business, and Navient, the largest federal student loans servicer.
College financial aid offices seem to be geared more to finding loans to put student butts in seats rather than provide any sort of impartial counseling.
This leaves the all important cost-benefit calculation up to the 19 year old student who is excited about going to school. The level of student loan debt has left some people feeling suicidal and others fleeing the country since they can't pay.
And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. It also offers medical school loans, bar loans, and medical and dental residency loans.
We believe everyone should be able to make financial decisions with confidence. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. " Sallie Mae offers multiple private student loans for undergraduates, graduate students and parents.