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During that introductory period, you can make serious headway in paying down your debt with the bonus of simplifying your many bills to just one.

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Our guide empowers you to determine if transferring your credit card balance is the right solution for your budget and needs.

That’s not to say having some bumps in your credit history completely takes you out of the running.

You’ll find plenty of balance transfer cards that accept those with poor credit too.

On approval, the amount that’s ultimately repaid to your old creditors is determined by the credit limit you’re approved for on your new card.

A strong credit history typically results in a higher limit — and therefore a bigger bite out of your owed debts.

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